Friday, November 19, 2010

Why is it that bankers get to see how much money I make?

I'd like to keep this private, but every time I go to the bank to make a transaction, the banker gets to see how much money I have in my account, and how much I put in / took out.Why is it that bankers get to see how much money I make?
because its their job... it shouldnt matter since they dont know who you are. and they wont even remember how much you put in and out once you leave and the next person comes. -.-Why is it that bankers get to see how much money I make?
Trust me - they don't make much more than you do.

And that is the truth!



There is a way around this.

Have your paycheck deposited in a savings account.

Once a month transfer money to your checking from your savings.

That way they can't see how much you make on their screen.

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They need this information to be able to do transactions for you, including approving loans.



If your balance was $100 and you came to the teller with a $50 check how would expect them to know if they could cash your check without this information?
Then quit going to the bank. Stuff your cash under a mattress. Ot how about come into the 21st century and use an ATM. I have not been inside an actual bank branch in over 10 years. That is about as stupid a point as blaming the grocery store clerk for spying on what you eat!!
For the same reasons that some doctors get to see you naked, lawyers get to know all your secrets about a certain event, and the garbage man gets to see what you've thrown away. Professional privilege.



The truth of the matter is that, speaking as a former banker, they see so many accounts, they really have no interest in yours no matter who you are.



All bank employees who have computer access have access to all your information. The viewing of this information is carefully watched and monitored. There is no value from a teller or a banker or a manager to misuse or even causally look at this information for any reason that isn't directly connected to a request made by you.
do you mean tellers or bankers bankers get to see it so they don't give you more money for a loan than you can realistically pay back bank tellers need to see it because they can let you know your balance more accurately than looking online calling etc so you can make a more eduacted decision regarding your transactions

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